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Elder abuse

May 13, 2018

According to the National Council on Aging, more than 10 percent of adults over the age of 60 are victims of elder abuse. Elder abuse can occur in many forms,…

Investor sentiment

May 6, 2018

Back in 1999, I recall meeting with clients regarding their financial planning. At the time, most people were enjoying stellar returns in their tech-heavy portfolios and they tended to be…

Risk-adjusted returns

April 29, 2018

When reviewing your portfolio, it’s important to understand not only historical returns but how much risk was required to get those returns. For instance a 6 percent unsecured loan to…

When is the best time to start Social Security income?

April 22, 2018

Everyone who reaches retirement age needs to determine how to maximize their Social Security benefits. For those born between 1943 and 1954, full retirement age is 66. Anyone is free…

Uncapped index annuities as an alternative to bonds

April 15, 2018

I recently attended a lecture with Roger Ibbotson, an emeritus finance professor from Yale business school, and had the opportunity to speak with him afterward. Ibbotson recently completed extensive historical…

How diversified is the S&P 500 Index?

April 8, 2018

The S&P 500 consists of 500 of the country’s largest publicly traded companies. These companies include the following sectors: energy, technology, consumer staples, consumer discretionary, financials, health care, industrial, materials,…

The Stock Market is Eyeing the Upcoming Presidential Election

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