Tax Planning
Cash Alternatives
Traditional cash equivalents like money market funds produce fully taxable income that can shrink significantly after taxes. Alternatives like the BOXX ETF and advisory deferred annuities can offer competitive after-tax…
Read MoreTurning Over Concentrated Stock Positions into Income
An investor with more than 60% of her net worth in a single stock used a concentrated stock strategy combining a protective collar, a securities-backed loan, and a private infrastructure…
Read MoreThe Wealthy Borrow
The wealthy often borrow against their portfolios rather than sell appreciated assets, since selling triggers capital gains taxes. Strategies like securities-backed lines of credit and box spreads can provide access…
Read MoreAnnuities vs. modified endowment contracts
Although tax-deferred annuities will delay the due date of tax liability, taxes will eventually be due at some point because eventually the non-spousal beneficiaries will be required to take the…
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