Posts by Keith Singer
Will Semi Conductor Stocks Continue to Lead
A structured note linked to SOXX may offer defined upside participation and a specified level of downside protection, subject to the note’s terms. Investors may still lose some or all…
Read MoreIrrevocable Trusts
Unlike a revocable trust, an irrevocable trust generally can’t be changed once created, but it offers two major benefits: removing assets and their future growth from your taxable estate, and…
Read MoreCash Alternatives
Traditional cash equivalents like money market funds produce fully taxable income that can shrink significantly after taxes. Alternatives like the BOXX ETF and advisory deferred annuities can offer competitive after-tax…
Read MoreThe Art of Creating Income
Growing wealth through long-term index investing is straightforward, but selling shares monthly to fund retirement income carries sequence of returns risk that can permanently damage a portfolio. Income-generating assets like…
Read MoreTurning Over Concentrated Stock Positions into Income
An investor with more than 60% of her net worth in a single stock used a concentrated stock strategy combining a protective collar, a securities-backed loan, and a private infrastructure…
Read MoreThe Wealthy Borrow
The wealthy often borrow against their portfolios rather than sell appreciated assets, since selling triggers capital gains taxes. Strategies like securities-backed lines of credit and box spreads can provide access…
Read MoreSpaceX IPO
When a Trillion Dollars Is Not a Bargain
Highly anticipated IPOs like SpaceX often carry price-to-sales ratios far above historical danger zones, a metric that has reliably predicted poor three-year returns for decades. Even great companies can be…
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