What a Rate Cut Means

Just seven months ago the Fed was predicting it would raise rates several times in 2019. The Federal Reserve seemed to feel that the economy was strong and it was…

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Explaining Medicare

Once we reach age 65, most of us are eligible for subsidized health insurance through a government program called Medicare. Part A, which covers hospital care, is free. Part B,…

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Investing Ain’t Easy

Every year educated “professional” money managers attempt to beat the benchmark of the S&P 500 index. Active stock managers, as a whole, have failed to beat the S&P 500 each…

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Minimizing Volatility

Thus far for the month of May, the performance of the stock market has been a disappointment and has made the old adage “sell in May and go away” look…

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Cash Value Life Insurance

Blackstone Group LP has been counseling its clients to use specially designed cash value life insurance to avoid paying taxes on investment gains. Life insurance has always had tremendous tax…

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Equity-Linked CDs and Notes

For conservative investors who have a limited appetite for risk, yet still yearn for good growth opportunities, there may be an attractive option. Several major U.S. banks, including JP Morgan…

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